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Smithavarun Bavirishetti

Finance professional with 8 years of experience supporting accounting, compliance, and financial analysis in regulated environments, with strong expertise in journal entries, reconciliations, audit support, and management reporting.

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0+ Years Experience
$0K Leakages Recovered
$0.4B Asset Growth Supported
Smithavarun Bavirishetti

About Me

A results-driven finance professional with deep expertise in accounting, compliance, credit risk review, and financial analysis across regulated banking environments.

Over 8 years at cooperative banking institutions, I have managed journal entries, balance sheet reconciliations, variance analysis, and audit coordination contributing to stronger internal controls and accurate financial reporting. I identified and corrected income leakages of ~$170K through improved reconciliation discipline.

Currently pursuing an M.S. in Finance at UT Dallas (GPA: 3.73, Merit Scholarship, Nash Leader Award top 1% of JSOM), I combine hands-on banking experience with advanced academic training in financial reporting, corporate finance, and analytics.

Location Dallas, TX
Education M.S. Finance, UT Dallas
Experience 8+ Years
Specialty Accounting & Risk Analysis

Accounting & Reporting

Journal entries, balance sheet reconciliations, variance analysis, and management financial commentary.

Controls, Audit & Compliance

Internal controls testing, audit coordination, regulatory inspections, and documentation support.

Credit & Risk Review

Financial statement analysis, credit documentation, exposure monitoring, and risk reporting.

Professional Experience

Financial Analysis & Reporting

State Cooperative Bank Jan 2018 – Jan 2024
  • Prepared and reviewed manual journal entries and accounting adjustments to ensure accurate financial reporting
  • Performed balance sheet account reconciliations, resolving items outstanding for multiple years and improving control accuracy
  • Produced periodic financial commentary and variance analysis for management, explaining movements in balances, income, and expenses
Journal Entries Reconciliations Variance Analysis Financial Reporting

Internal Checks & Controls

State Cooperative Bank Jan 2018 – Jan 2024
  • Supported internal auditors, statutory auditors, and regulatory inspections with data requests, schedules, and timely audit closure
  • Contributed to identifying and correcting income leakages (~USD 170K) through improved reconciliation discipline
Audit Support Income Leakage Internal Controls

Credit & Risk Functions

State Cooperative Bank Jan 2018 – Jan 2024
  • Supported management decision-making by analyzing interest rate scenarios, cash flows, and transfer pricing impacts
  • Worked with cross-functional teams (operations, credit, compliance) to validate financial data and strengthen controls
Credit Analysis Transfer Pricing Cross-functional Compliance

Operations & Compliance

District Cooperative Bank Jan 2016 – Jan 2018
  • Performed account reconciliations, data validation, and documentation review to support daily financial operations
  • Assisted in customer account and liability reviews, including KYC and compliance checks across 1,000+ accounts
  • Maintained audit-ready documentation and supported inspection teams with accurate financial schedules
Reconciliations KYC Compliance Documentation

Core Expertise

Financial Accounting & Analysis

Journal Entries & Adjustments
Balance Sheet Analysis
Variance & Cash Flow Review
Management Reporting

Controls, Audit & Compliance

Account Reconciliations
Internal Controls Testing
Audit Coordination
Regulatory Documentation

Credit & Risk Review

Financial Statement Analysis
Credit Documentation
Exposure & Risk Monitoring
Budget & Variance Analysis

Tools & Technologies

Advanced Excel (Recons, Schedules)
MySQL
Python & Power BI
SAP / EPM

Certifications & Education

M.S. Finance

GPA: 3.73 | Merit Scholarship

UT Dallas | 2024–2025

Nash Leader Award

Top 1% of JSOM students

Academic Excellence & Leadership

Key Coursework

Financial Reporting, Corporate Finance, Analytics for Finance

UT Dallas JSOM

Founder President

International Council

UT Dallas | 2025

Key Projects

Credit Risk Modeling & PD Analysis

Worked with large financial datasets to analyze account balances, risk drivers, and reporting accuracy. Built reconciliation schedules and documented assumptions relevant to financial reporting.

PythonRisk ModelingPD Analysis

Economic Base Analysis — Miami MSA

Conducted Location Quotient and Shift-Share analyses using BLS data. Identified real estate, logistics, and education as primary growth sectors. Recommended industrial and multifamily investments.

BLS DataShift-ShareReal Estate

Income Leakage Identification

Identified and corrected ~$170K in income leakages at State Cooperative Bank through improved controls, reconciliation discipline, and systematic GL review.

ReconciliationControlsGL Review

Balance Sheet Reconciliation Overhaul

Resolved long-pending GL heads outstanding for multiple years, improving control accuracy and enabling cleaner financial reporting across the bank.

Balance SheetGL HeadsControls

Volunteer Work

Founder President — International Council

University of Texas at Dallas Apr 2025 – Dec 2025
  • Led budgeting coordination, approvals, and documentation across multiple student organizations and stakeholders
  • Ensured policy compliance, funding controls, and accurate recordkeeping in collaboration with university offices
  • Represented 3,000+ international students and advocated for campus-wide cultural and academic initiatives
Leadership Budgeting Policy Compliance Advocacy

Community Service & Mentorship

UT Dallas & Local Community 2024 – Present
  • Mentored incoming international students on campus resources, academic planning, and career readiness
  • Organized cultural events and networking sessions bridging diverse student communities
Mentorship Community Events

Get In Touch

I'm always open to discussing new opportunities, collaborations, or simply connecting over finance, accounting, and risk management.

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